Low cost health insurance

Health Insurance

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Low cost health insurance
SectorMost major industry classification systems use sources of revenue as their basis for classifying companies into specific sectors, subsectors and industries. In order to group like companies based on their sustainability-related risks and opportunities, SASB created the Sustainable Industry Classification System® (SICS®) and the classification of sectors, subsectors and industries in the SDG Investor Platform is based on SICS.
Health Care
Health Care Retail
Business Model Description

> Invest privately in the expansion and / or creation of new low-cost prepaid medicine insurance with individual and family plans for first and second level medical care for low and middle income people

Expected Impact

Increase access to health services and reduce inequality in rural and female population

Indicative ReturnDescribes the rate of growth an investment is expected to generate within the IOA. The indicative return is identified for the IOA by establishing its Internal Rate of Return (IRR), Return of Investment (ROI) or Gross Profit Margin (GPM).
5% - 10% (in IRR)
Investment TimeframeDescribes the time period in which the IOA will pay-back the invested resources. The estimate is based on asset expected lifetime as the IOA will start generating accumulated positive cash-flows.
Short Term (0–5 years)
Market SizeDescribes the value of potential addressable market of the IOA. The market size is identified for the IOA by establishing the value in USD, identifying the Compound Annual Growth Rate (CAGR) or providing a numeric unit critical to the IOA.
USD 100 million - USD 1 billion
Direct ImpactDescribes the primary SDG(s) the IOA addresses.
No Poverty (SDG 1) Good health and well-being (SDG 3)
Indirect ImpactDescribes the secondary SDG(s) the IOA addresses.
Reduced Inequalities (SDG 10) Gender Equality (SDG 5) Decent Work and Economic Growth (SDG 8)
Sector Sources
  • (I) (National Government, 2019) (II) (Florencia Attademo-Hirt et al., 2019) (III) (Cambridge University Press, 2020) IV)(Undersecretary of State for Financial Administration et al., 2018) V) (Ministry of Public Health and Social Welfare, 2019)
IOA Sources
  • (1) (Florencia Attademo-Hirt et al., 2019) (3) (ABC Color, 2019) (4) (Ministerio de Salud Pública y Bienestar Social, 2019) (5) (Banco Interamericano de Desarrollo – BID, s. f.) (6) (Oficina Comercial de Chile en Paraguay, 2017) (7) (Última Hora, 2009) (8) (REDIEX & Ministerio de Industria y Comercio, 2019) (9) (Gobierno Nacional, 2014) (10) (Cambridge University Press, 2020) (11) (Dirección General de Estadística, Encuestas y Censos, 2016) (12) (Organización Panamericana de Salud, s. f.) (13) (InfoNegocios, 2019) (14) (OCDE, 2019) (15) (Lourdes Pintos, 2017) (16) (Código Sanitario, 1980) (17) (Consejo Nacional de Salud, 1996) (18) (MINISTERIO DE SALUD PÚBLICA, 1936) (19) (Hugh Waddington, 2009) (20) (Ministerio de Industria y Comercio, 2019) (21) (Clara de Iturbe & Verónica Serafina, 2020) (22) (OCDE, 2018) (23) (Hoy, 2019) (24) (Leyes Paraguayas - Bacn, s.f.) (25) (Ley N° 827 / Establece régimen de seguros, 1995) (26) (Julio René Pérez, 2019) (27) (Análisis de PwC basado en información y datos de Prof. Damodaran, 2021) (28) (Ministerio de Salud Pública y Bienestar Social, 14/02) (29) (Promed, s.f.) (30) (BACN, s.f.) (31) (Morínigo y Asociados, 1998)